01
ACCEPT
Payments, every way
UPI, cards, QR, payment links, Tap to Pay, AEPS and cash records in one familiar flow.
Explore the app → The merchant payment app for India and the world
One app.
Every payment.
Built for reality.
Accept more ways to pay, protect every sale and manage money with confidence—all through one resilient QTX experience.
Onemerchant contract
Multiprocessor ready
Indiaresilient by design
9:41● ◒ ▰
QTX•••
Good morning, Rajesh
Sharma Electronics · QN11234
Sales today₹48,620↑ 16% vs yesterday
QUICK PAY
₹Enter amount to charge›
⌗Scan QR
▦My QR
↗Pay link
◎Aadhaar
Everything looks good.Next settlement tomorrow
›⌂Home₹Pay◷Activity▤Money
✓
Payment received₹2,450 · just now
◇
Quantara ShieldProtected end to end
One complete stack for merchant commerce
Everything payments.
One QTX.
A focused product suite that helps merchants get paid, stay protected and keep their business moving—without juggling disconnected systems.
02
PROTECT
Intelligence behind every sale
Duplicate controls, risk signals and proof-of-sale records help reduce fraud and chargeback exposure.
See QTX Intelligence →03
MANAGE
Money without the mystery
Understand balances, processing payments, activity and settlements from one dependable view.
See money management →04
GROW
Resilience that scales
Multi-processor orchestration keeps the merchant experience stable as providers and volumes change.
Explore the platform → Made for Indian commerce
From the neighbourhood counter to the modern café.
QTX is designed around how business actually happens—different merchants, different devices and networks that are not always perfect.
Illustrative QTX campaign imagery created for Quantara X Private Limited.
One experience, every payment network
Merchant gets paid.
We handle the journey.
Cards, UPI, QR and new payment rails should not become the merchant’s integration problem. QTX finds the right route, verifies the outcome and keeps settlement moving.
Merchant sees
One simple saleAccept the customer’s preferred way to pay.
UPICardsQRPayment LinksAEPSTap to Pay
QTX takes responsibility
Q
Quantara Fabric
Chooses the route, protects against duplicates, confirms the true payment state and reconciles every processor response.
RouteProtectVerifyReconcile
Merchant receives
Payment confirmed.
✓
Payment confirmed.
Money accounted for.
One dependable status, a complete transaction record and settlement visibility through to the bank.
QTX balance→Bank account
The QTX promise: merchants focus on the sale. Network complexity stays with us.
Designed for operational trust
Not another happy-path payment app.
Real commerce happens on unstable networks, older devices and imperfect provider systems. QTX is designed to remain truthful through all of it.
See our approach →Safe recovery
Interrupted payments recover to a verified server state—without unsafe duplicate retries.
Processor freedom
One stable merchant contract, even as processors, routes and commercial partners change.
Server-side truth
A timeout never becomes a false success or failure. Ambiguity stays visible until resolved.
Built to scale
Independent services, durable queues and provider isolation support growth without a rewrite.
Built for business continuity
Less fragility.
More confidence.
Four design outcomes guide every layer of QTX—from the merchant screen to processor routing.
High resilience
Safe retries, durable transaction state and verified recovery keep interrupted payments from becoming lost payments.
Recover without guessingHigh availability
Provider isolation and multi-processor routing reduce dependency on any single payment partner or failure domain.
Stay open for businessLower cost to operate
One reusable integration contract reduces duplicated provider work, support effort and expensive platform rewrites.
Integrate once, extend oftenPayment confidence
Server-side truth makes pending, successful and failed states explicit—giving merchants a dependable answer.
Every state accounted for The QTX difference
Most payment apps connect.
QTX orchestrates.
A typical payment app exposes one provider through a polished screen. QTX adds a durable control layer that keeps the merchant experience stable while providers, routes and conditions change underneath.
Q
QTX Intelligence
Protection before, during and after every sale.
Our AI-assisted control layer evaluates transaction behaviour, stops suspicious repeat attempts and preserves the evidence merchants need when a payment is disputed.
Risk controls reduce exposure; they cannot guarantee prevention of every fraudulent transaction or chargeback.
CapabilityConventional payment appQTX
Processor strategySingle-provider dependency✓ Multi-processor ready
Network interruptionRetry and hope✓ Safe recovery from verified state
Payment statusTimeout shown as failure✓ Pending remains pending until resolved
Adding a providerRebuild merchant integration✓ Connect once through Quantara Fabric
Operating economicsDuplicated integrations and support✓ Shared platform capabilities
Merchant experienceChanges with provider behavior✓ One consistent QTX contract
Duplicate chargesHandled after the complaint✓ Controlled before repeat processing
Chargeback evidenceScattered across systems✓ Proof-of-sale record prepared by design
Comparison describes QTX's architectural approach versus a conventional direct-to-processor implementation; individual competitor capabilities may vary.
One merchant app, built for every counter
Everything a merchant needs.
Already in their hand.
QTX turns a merchant’s phone or tablet into a complete payment workspace—accept, track and manage money from one beautifully consistent app.
Sales today₹48,620↑ 16% vs yesterday
76Payments₹32,400Available₹16,220Processing
Quick actions
⌗Scan QR▦My QR↗Pay link◎Aadhaar
Recent activity✓₹2,450UPI · Rohan Kumar1:42 PM✓₹1,850Card payment1:15 PM
9:41● ◒ ▰
QTX•••
Good morning, Rajesh
Sharma Electronics · QN11234Sales today₹48,620↑ 16% vs yesterday
QUICK PAY₹Enter amount to charge›
⌗Scan QR▦My QR↗Pay link◎Aadhaar
✓Everything looks good.Next settlement tomorrow
⌂Home₹Pay◷Activity▤Money
01
Accept every way
UPI, QR, payment links, cards, Tap to Pay, Aadhaar-enabled payments and cash records—within one familiar flow.
02
Know what happened
Live activity, explicit payment states and searchable details give the merchant a dependable answer every time.
03
Manage the money
Balances, processing amounts and settlement visibility are part of the same experience—not a separate portal.
04
Work through disruption
Safe status recovery and clear pending states keep the interface truthful when connectivity becomes unreliable.
●AndroidMerchant phone & tablet●iOSMerchant iPhone & iPad
Hardware integrations can be added later without changing the core QTX experience.
International payment processing
Business across borders.
Clear at every step.
QTX gives merchants a transparent view of international transfers—what is sent, what it costs, what the recipient receives and when it should arrive.
INIndia→USUnited StatesGBUnited KingdomAEUAESGSingapore
✓ Upfront fees and indicative exchange rate✓ Recipient and business verification✓ End-to-end transfer status✓ Integration-ready for regulated payout rails such as Wise
QTX GlobalTransfer estimateIndicative
₹100,000.00IN INR⌄
− QTX processing estimate₹150.00
− Payout-rail estimate₹500.00
÷ Indicative rate₹1 = $0.01196
$1,188.23US USD⌄
✓Estimated arrivalWithin 1 business day
Illustrative estimate only. Final rate, fee, availability and delivery time depend on compliance checks and the selected regulated payment partner.
Build the payment experience merchants deserve.
Domestic acceptance today. International commerce ready for tomorrow.
Start a conversation ↗